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Old 12-25-2013
R3K
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I'm 33 years old and have changed jobs a few times over the past 2 years. this is some pretty frequent job-switching for me seeing as prior I had come from a job of 8 years. I had some "whatever" healthcare from that old job, but now I don't have anything.

here's what's bothering me though: I don't like signing up for things, and my parents are nagging the crap out of me to sign up for obamacare. they coerced me into seeing them and my sister for xmas Monday night, then as I was leaving my dad basically issued a kind of ultimatum saying they were either going to come out to the city I live in and go over obamacare sign up with me or I was going to drive back out there to see them and do it (1.5 hr drive). also, while I was out there my dad paid 600$ to get new tires on my car (which I didn't really ask for.)

I'd just made that drive two days ago and I don't want to do it again. I don't like obamacare (paying 200 bucks a month for something I'm not going to use). I don't like being blackmailed by my parents so they can feel better about themselves.

I sent them a text a few hours ago saying to meet me in LA at some mall... because I don't want them to see the house I live in and have to deal with formalities with my roommates (thanks SA). I thought by going out there Monday that they'd be satisfied and I could rest and relax today (xmas), but now I'm just more strung out and anxious, and a little more than pissed off as well, to be honest...

/rant
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Old 12-25-2013
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So obama care isnt free at the point of delivery like our beloved NHS? That's crap!

We pay for it in a slightly different way though, through national insurance (like state life insurance), which comes out of your wages in the the event of anything bad happening. i.e. unemployment, disabled, old age, heath issues (and Rich people pay more). You can be born disabled and never contribute and get the full cover (as it is no fault of your own being born that way) Seems more civilised to me.
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Old 12-25-2013
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So obama care isnt free at the point of delivery like our beloved NHS? That's crap!
there's not an actual program of any kind called "obamacare"

there is a new law called The Affordable Care Act which requires everyone to have a certain minimum healthcare insurance coverage

if your employer does cover you, and you cannot afford an insurance policy on your own, this law mandates that the government provide you with assistance - either by enrolling in you in a government funded medicaid program or by providing financial subsidies and helping you find and enroll in private healthcare that you can afford based on your financial situation

(as a veteran, it looks like i will qualify for VA healthcare)

the other piece of the Affordable Care Act is that is forces the insurance industry to give up many unfair practices that they have traditionally used to screw the consumer and holds the entire healthcare industry to a higher standard

if the insurance companies wish to remain competitive, they will have to lower their costs and provide greater coverage - and in order to remain profitable, they will, in turn, force medical providers to lower their costs

the big business concerns that profit from healthcare are obviously opposed to this type of reform, so they've got their lapdog conservative politicians yelling all sorts of nonsense and calling people names trying to shake up everyone into believing that this is a bad idea
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Old 12-25-2013
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Originally Posted by coyote View Post
there's not an actual program of any kind called "obamacare"

there is a new law called The Affordable Care Act which requires everyone to have a certain minimum healthcare insurance coverage

if your employer does cover you, and you cannot afford an insurance policy on your own, this law mandates that the government provide you with assistance - either by enrolling in you in a government funded medicaid program or by providing financial subsidies and helping you find and enroll in private healthcare that you can afford based on your financial situation

(as a veteran, it looks like i will qualify for VA healthcare)

the other piece of the Affordable Care Act is that is forces the insurance industry to give up many unfair practices that they have traditionally used to screw the consumer and holds the entire healthcare industry to a higher standard

if the insurance companies wish to remain competitive, they will have to lower their costs and provide greater coverage - and in order to remain profitable, they will, in turn, force medical providers to lower their costs

the big business concerns that profit from healthcare are obviously opposed to this type of reform, so they've got their lapdog conservative politicians yelling all sorts of nonsense and calling people names trying to shake up everyone into believing that this is a bad idea
Thanks for posting that. I was going to post something similar until I read yours. So many times, people go into attack mode when ACA is mentioned either because they don't like Obama or they have been misinformed by others with political motivations. The big businesses are terrified of ACA and they have their media machines on full power. I hope the truth reaches more people as time goes on.
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Old 12-25-2013
 

Hey R3K. Truth is, Obama Care has winners and losers. There's a number of things that are really great with the bill but also quite a few that suck. If you're income is very low, you qualify for free health care, like Medi Cal (for Californians). I'll be getting this and it's great.

However, if you do have to pay and the subsidies are not enough........I understand getting no insurance and saving the money. I believe that there are also private insurance plans that only cover major emergencies. If you got insurance, it sounds like that would make more sense for you.

Don't let your parents guilt trip you.
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Old 12-25-2013
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Well considering their website is being hacked, don't think we have to worry too much about it being enacted.

Hacking tool threatens to 'Destroy Obamacare' | The Daily Caller
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Old 12-26-2013
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If you don't want it then don't get it. But I think it's illegal to not have insurance and not get the Affordable Healthcare Act insurance though. Or you have to pay a yearly penalty.
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Old 12-26-2013
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Originally Posted by jc972 View Post
If you don't want it then don't get it. But I think it's illegal to not have insurance and not get the Affordable Healthcare Act insurance though. Or you have to pay a yearly penalty.
I heard the penalty is $95. Not bad if you don't want insurance you'll never or barely use.
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Old 12-26-2013
 

Your parents sound just like mine, don't do anything you don't want to , your parents have to relies that your an adult who has the right to make your own decisions in life and have no right of emotionly blackmailing to keep control of you. Their using the new types on your car to make you feel guilty if you don't do as they say, you need to tell them that your adult and you either have a relationship where you see them and you have control of your life or you don't . Sorry if I am way off here :((
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Old 12-26-2013
R3K
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Originally Posted by lurknomore View Post
I heard the penalty is $95. Not bad if you don't want insurance you'll never or barely use.
this is what's pissing me off, I never go to the hospital/doctor except for a yearly checkup that's like, 20$ copay and that's it. but the government is going to jack 95$ from me every year cause I don't want to pay for other people?

part of my SA coping mechanic is intense introvertive (lol the autospell check on this site doesn't think "introvertive" is a word) focus. I don't have sh*t in this life, and what things I do possess, including my meager income rate, I protect and hold onto that sh*t like lil wayne coddles a doobie, or his cup of purp'juice...

Quote:
Originally Posted by bladeds View Post
Your parents sound just like mine, don't do anything you don't want to , your parents have to relies that your an adult who has the right to make your own decisions in life and have no right of emotionly blackmailing to keep control of you. Their using the new types on your car to make you feel guilty if you don't do as they say, you need to tell them that your adult and you either have a relationship where you see them and you have control of your life or you don't . Sorry if I am way off here :((
nah you're actually right on the money here. my dad always talks about how my mom's own anxiety overflows into him, and in their cumulative efforts to deal with that, they target something about me that bothers them and suddenly it becomes an epic Munt Mordor-seeking quest they'll go to any lengths to achieve, including blackmail and guilt-ransoming.

/rant2
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Old 12-26-2013
 

so how does that work out there is there different layers of average let's say I was in a car crash and need 6months in hospital or have cancer would they try and worm there way out of paying out saying your on your wrong coverage

Damn I prefer NHS its done though country wide tax so yeah paying for something I don't use but when I do need to use it don't have to worry walk in and its all sorted pills ops stay in hospital ambulance its all covered sit back chill out and let them get to work .sadly profile over peoples lifes is a bad way of doing things so what if I needed a op would they try and find a way of saying its not really needed and then let me let die profile more important than lifes
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Old 12-26-2013
 

LOL… The answers to all these questions are right on the ACA website… healthcare.gov. No need to speculate. The individual mandate will cost you a 95$ fee or a small percentage of your household income (the exact specification is on the FAQ section of healthcare.gov), whichever is higher. I'm not getting it. If they charge me 95 bucks, so be it. If they start hauling people off to the brig, I'll probably end up buying it. But until then, I refuse to violate my libertarian code of ethics.
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Old 12-26-2013
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Quote:
Originally Posted by lurknomore View Post
I heard the penalty is $95. Not bad if you don't want insurance you'll never or barely use.
^^^ But the people shouldn't have to pay the government for not being insured in the first place. Why should somebody have to pay for not receiving a service? The penalty is actually $90 or 1% of your yearly income, whichever is greater.
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Old 12-26-2013
 

Quote:
But the people shouldn't have to pay the government for not being insured in the first place. Why should somebody have to pay for not receiving a service? The penalty is actually $90 or 1% of your yearly income, whichever is greater.
But it is the law of the land. The ACA has stood up to all the layers of scrutiny and checks and balances that the 3 branches of our government have. Laws are not a matter of right or wrong, they just are. You can call it wrong, you can call it right, but in the end it's just pissing into the wind. The law is the law. I equally despise the NRA and the ACLU in one breath, but I respect the freedom this country affords us to be able to have that kind of choice in the first place.
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Old 12-26-2013
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Originally Posted by corranhorn View Post
But it is the law of the land. The ACA has stood up to all the layers of scrutiny and checks and balances that the 3 branches of our government have. Laws are not a matter of right or wrong, they just are. You can call it wrong, you can call it right, but in the end it's just pissing into the wind. The law is the law. I equally despise the NRA and the ACLU in one breath, but I respect the freedom this country affords us to be able to have that kind of choice in the first place.
Don't talk to me like I'm an idiot, just because my opinion differs from yours.
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Old 12-26-2013
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alot of people refuse to carry auto insurance even though that is required by law

what happens when they hit your car?

just as there is a reason for everyone to have auto insurance, there's a reason for wanting everyone to carry health insurance, too

when an uninsured person is admitted to the hospital with a catastrophic injury or illness, the hospital cannot refuse service - even if the person cannot pay for it.

so who pays for it? how does the hospital recover its costs? (hospitals are for-profit businesses)

they raise everyone else's bill who DOES have insurance - and the insurance companies, in turn, raise their rates. that's why the whole system has gotten so out of control.

by requiring everyone to have health coverage, and making sure the insurance companies actually pay for the things their supposed to cover - which is what the ACA is all about - it brings down the cost of healthcare for everyone
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Old 12-26-2013
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oh, also....

with a health plan, you should be able to afford to see a mental health provider

if you believe you cannot manage your social anxiety enough to enjoy your life, and you are not seeking help, this could be an incentive for you to do so

think of it as a blessing in disguise
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Old 12-26-2013
R3K
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if I don't have car insurance, whether by choice or circumstance, then I won't drive and i'll just be a loser who walks or takes the bus everywhere. if I don't have health insurance, whether by choice or circumstance and I get injured, then i'll just be hardcore and take it like a man and die.

if I choose to have healthcare and I get sick/injured, then I want well-paid doctors/surgeons with a balanced life and bushido-like focus with their scalpels to operate on me. not some stressed-out, underpaid borderline medschool dropout who gets paid crap to perform surgery because suddenly talent in the medical field doesn't exist anymore since the government socialized it.
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Old 12-26-2013
 

You should stand up to your parents since you are an adult. If you don't do it now they will bully you and run your life.
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Old 12-26-2013
 

Quote:
Originally Posted by R3K View Post
if I don't have car insurance, whether by choice or circumstance, then I won't drive and i'll just be a loser who walks or takes the bus everywhere. if I don't have health insurance, whether by choice or circumstance and I get injured, then i'll just be hardcore and take it like a man and die.

if I choose to have healthcare and I get sick/injured, then I want well-paid doctors/surgeons with a balanced life and bushido-like focus with their scalpels to operate on me. not some stressed-out, underpaid borderline medschool dropout who gets paid crap to perform surgery because suddenly talent in the medical field doesn't exist anymore since the government socialized it.

That is why if you want better quality healthcare you pay the big money for it.
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